Heroes include but are not limited to:
Teachers, Firefighters, Emergency Medical Services, Military (Active, Reserve, & Veterans), Law Enforcement, Healthcare Professionals, and Clergy.
An average of $2,000 in total hero savings when buying or selling a home.
Discounted lending fees on purchases or refinances with a preferred lender.
Discounted closing fees with a preferred closing attorney.
Discounted home inspections with a preferred home inspection company.
Contact us TODAY if you plan to buy or sell a home. We want to say, “Thank you for being a local hero,” by saving you money!
Yes! If you're an eligible veteran, active-duty service member, or surviving spouse, you can use a VA loan to buy a home with no down payment, no PMI, and competitive rates. We work with VA-approved lenders and can help you find homes that meet VA appraisal standards.
VA loans offer no down payment, no private mortgage insurance (PMI), and favorable interest rates. Many of our clients save thousands upfront and monthly compared to conventional loans.
Yes — in addition to VA benefits, many local lenders offer down payment assistance or closing cost credits for police, firefighters, EMTs, nurses, and teachers. Our team can help connect you with those resources.
Absolutely. Many builders in the Savannah area accept VA financing. We’ll help you identify VA-friendly builders and neighborhoods.
Yes — Pooler, Richmond Hill, Southside Savannah, and Hinesville are popular among military families due to their proximity to base, good schools, and growing amenities.
Our team is experienced in PCS relocations. We can help with virtual tours, remote closings, flexible timelines, and coordination with your command to make the process seamless.
Yes, you can. Your VA loan doesn’t restrict you from selling. If you sell the home, your remaining loan balance will be paid off at closing, and you may be able to restore your full VA entitlement afterward.
A PCS move often comes with time pressure. We offer accelerated marketing, early home prep services, and can even help with property management if you decide to rent instead of sell.
Depending on your situation, there may be VA compromise sale options or other hardship-based programs. Let us know early — we’ll help you explore all solutions.
Most veterans are exempt from capital gains taxes if they’ve lived in the home for at least 2 of the last 5 years. We can connect you with a CPA to ensure you're covered.
Our program is open to active-duty military, veterans, reservists, law enforcement, firefighters, EMS, nurses, doctors, and educators. If you serve the community — you qualify.
We offer cash-back credits, reduced listing fees, lender credits, and special partnerships with home inspectors, insurance agents, and movers. Every situation is different — let’s talk about what we can tailor for you.
Yes! Our program works alongside your VA benefits or first responder programs to maximize your savings.
Getting started is easy—just reach out to the Trisha Cook Team and let us know you're a qualifying hero. We'll match you with one of our expert agents who will walk you through the program, explain your benefits, and help you map out a plan whether you're buying, selling, or both. We’ll also connect you with trusted vendors who offer discounts or special services for heroes.
To take full advantage of all program benefits—like reduced fees, credits, and partner incentives—we recommend working with our team’s trusted network of agents and lenders. However, we’re always happy to work with your preferred professionals and will be transparent about which savings apply based on your choices.
Yes, absolutely. While we offer access to local lenders and inspectors who extend special perks to Savannah Heroes, you’re free to use any professionals you trust. We'll still advocate for your best interest every step of the way and ensure you're informed about any differences in program eligibility or savings.
Not at all. The Savannah Heroes Program is designed to support you behind the scenes—it won’t weaken your offer or change how it's presented. In fact, our agents specialize in crafting strong, strategic offers that stand out in any market. Your participation in the program is simply a benefit to you—not a factor in negotiations.
Yes! We love helping first-time buyers. From explaining the homebuying process step-by-step to helping you understand financing options, inspections, and contracts, we’re here to simplify it all. Our team will make sure you feel confident and supported from day one to closing day—and beyond.
We sure do. Whether you’re relocating to Savannah, working long shifts, or just prefer the convenience, we offer Zoom consultations, video walk-throughs, and digital document signing. Many of our hero clients are balancing demanding schedules, so we’re happy to accommodate with flexible and remote-friendly options.